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saving money

How to Fund Your Savings Plan

April 30, 2020 by Bethanie Ryan

Everybody told you to save for a rainy day. You didn’t. How can you start now? Here are some ideas for where to start and how to save. Short-term savings plans – your “rainy day” fund Everyone should have three to six months’ salary in an account in case of emergency. There are old-fashioned savings accounts at banks, and there are many new “fintech” plans online. If you … [Read more...] about How to Fund Your Savings Plan

10 Ways to Save Money on Gifts

December 12, 2019 by Bethanie Ryan

We are in the midst of what can be the most expensive time of the year. If you don’t want to, or frankly can’t, be paying off Christmas, Hanukkah, or other celebration into next year, here are some tips to make the holidays affordable and memorable. Agree on not exchanging presents. This can be a very difficult discussion to start. Everyone is embarrassed to admit any kind … [Read more...] about 10 Ways to Save Money on Gifts

Q&A: Making Ends Meet with a Teenager

December 4, 2019 by Bethanie Ryan

In response to a recent inquiry from a financially insecure mother about how to get by, we asked poverty expert Joyce McCauley-Benner to weigh in. Here is their exchange:Q. Hello! My beautiful daughter is now 13 years old and is a joy, but our life has been full of transitions and financial struggle due to young single parenthood and lack of a deeper support systems and help … [Read more...] about Q&A: Making Ends Meet with a Teenager

Money Management 101

May 30, 2017 by Bethanie Ryan

Handling finances doesn’t require an MBA. There are basic skills that make you a savvy financial manager. This section contains a group of articles that cover money management topics everyone should know. Topic #1: Cash Flow – otherwise known as your BUDGET = Income vs. Expenses What is your income? Start with your take-home pay. If you get the same paycheck each period, … [Read more...] about Money Management 101

10 Ways to Save on Monthly Expenses

October 12, 2016 by Bethanie Ryan

While rent or a mortgage payment is often the biggest expense a household may have, utilities can be a significant expense as well. These can include gas, electric, water, and trash removal. Some of these costs may be included in rent, so check with your landlord. While trash removal is usually a set monthly cost, other utilities are based on your usage. Utility companies … [Read more...] about 10 Ways to Save on Monthly Expenses

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Women Deserve Better

17 hours ago

Women Deserve Better
🤣🤣🤣a helpful parenting tip. love from your friend Chris (Simpsons artist) xox ... See MoreSee Less

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Women Deserve Better

2 days ago

Women Deserve Better
When you are struggling, sometimes it helps to see the issue from your child's point of view.A parenting mantra to tuck in your pocket, friends:“My child isn’t giving me a hard time. My child is having a hard time.”*Keep in mind that it’s their crisis, not yours. Be their calm place, their safe space, their home base. When little people are overwhelmed with big emotions, it’s our job to share our calm, not join their chaos. Remember, you’re the only adult in the relationship. They’re learning how to be a grown up by watching you act like a grown up.-L.R.Knost__________________________________📚Peaceful Parenting Resources: t.co/T8goym3P6Z 📚__________________________________Please respect the work of authors, photographers, and artists. You are welcome to share provided you include appropriate credit and do not crop out author’s names from quote memes. Thank you. 🙂#thegentleparent #parenting #children #life #kindness #faith #feminism #socialjustice #equality #globalresponsibility #humanity #peace #sexualassaultsurvivor #cancer #NETcancer #cancerwarrior #books #coffee #quote #LRKnostwww.LRKnost.comFighting a rare, incurable cancer, but I'm still here!💞 L.R.*Note: There are conflicting sources for this quote. If you know the source please let me know!🙂 ... See MoreSee Less

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womendeservebetter

Mom is tired, mom is stressed, mom is trying...but Mom is tired, mom is stressed, mom is trying...but mom won't give up.

#dontgiveup #momsrock #momsrule #bestmom #momcartoon
Every. Single. Time. #parentingmemes #parentingme Every. Single. Time.

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