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budgeting

5 Birthday Bash Ideas That Won’t Break the Bank

August 27, 2019 by Bethanie Ryan

As a little girl growing up in California, I have fond memories of my 10th birthday, when my parents spread out snow (Halloween spider webs) and draped little pieces of “icicle” (I think they were “beads by the roll”) for friends to collect as part of a winter themed party. With just a few simple touches, our home was transformed into a winter wonderland in my eyes. We hope … [Read more...] about 5 Birthday Bash Ideas That Won’t Break the Bank

Vacationing on a Budget

June 5, 2017 by Bethanie Ryan

Even while on a budget, traveling with your family can be very possible and fun! All that is required is a little research and planning ahead. Consider visiting a small town (as opposed to a big city) or national, state, and regional parks as affordable travel destinations. Camping can also be an inexpensive yet fun travel idea. To reduce the price of camping/hiking gear, check … [Read more...] about Vacationing on a Budget

Celebrating on a Budget

June 5, 2017 by Bethanie Ryan

You already know when birthdays, anniversaries, holidays, and other special dates are coming up, so plan and budget the celebrations in advance. Think about the important things: what are you celebrating? Where? Whom would you like to invite? What do you want to eat: snacks or a full meal? What activities or decorations will enhance the experience? Should there be gifts, and if … [Read more...] about Celebrating on a Budget

6 Budget-Friendly Ideas for Family Fun

June 5, 2017 by Bethanie Ryan

Thought it was impossible to go out with the family without spending a fortune? Think again. Local zoos, aquariums, and museums often have hours with discounted rates or free admission. Additionally, young children can often get in for free. Memberships are a great option for families that frequent a place and often offer extra perks when it comes to parking, food, or … [Read more...] about 6 Budget-Friendly Ideas for Family Fun

How to Save Money with Hobbies

June 5, 2017 by Bethanie Ryan

Many hobbies can actually save money while providing entertainment that can be shared with both friends and family. Cooking, needlework (knitting, cross-stitch embroidery, crocheting, sewing, etc.), carpentry and mechanics, and gardening are just a few examples of money-saving hobbies. Many of these require an investment to get started, such as ingredients for recipes, seeds … [Read more...] about How to Save Money with Hobbies

5 Tips for Planning and Budgeting for Meals

June 1, 2017 by Bethanie Ryan

Nutrition is a hot topic that has everyone running to Pinterest and recipe books for cheap, easy, and kid-friendly recipes. Families with busy schedules often find themselves having to compromise healthy and inexpensive meals for a quick dinner so they have time to pick up a second shift at work or make those nightly basketball and soccer practices. While a quick stop at a fast … [Read more...] about 5 Tips for Planning and Budgeting for Meals

Money Management 101

May 30, 2017 by Bethanie Ryan

Handling finances doesn’t require an MBA. There are basic skills that make you a savvy financial manager. This section contains a group of articles that cover money management topics everyone should know. Topic #1: Cash Flow – otherwise known as your BUDGET = Income vs. Expenses What is your income? Start with your take-home pay. If you get the same paycheck each period, … [Read more...] about Money Management 101

8 Tricks to Handling Debt

May 25, 2017 by Bethanie Ryan

Using credit is a normal part of life. Financing a car or large household items, using student loans for your education, or taking out a mortgage to purchase a home are things people do every day. Good money management requires that you know when and how to use credit wisely. The article on “Your Credit Rating”  can help you make the right decisions. But if you find yourself … [Read more...] about 8 Tricks to Handling Debt

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  • Learn the Basics of Unemployment Benefits
  • Find Help When You Can’t Find a Job
  • How to Find Legal Help for Evictions and Foreclosures
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Check out "Learn the Basics of Unemployment Benefi Check out "Learn the Basics of Unemployment Benefits," courtesy of Women Deserve Better Expert and legal aid attorney Susan Schoppa.
https://www.womendeservebetter.com/learn-the-basics-of...

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A woman out of work recently sent us the following A woman out of work recently sent us the following email. We wanted to share her thoughts with you:
The most common feelings I experience as an unemployed job seeker: 
1. Rejection/Sorrow. Something is wrong with me… because it cannot be that I don't have more than the required training or education or experience... so it must be me.
2. Anxiety from inadequacy of effort. Something would come along if I just tried harder (more than daily searches, weekly job clubs, outreaches on LinkedIn, etc.).
3. Aloneness. Other people with fewer skills, less education and experience… are getting jobs. They won't understand how alone I am in this. Other people must have a lot of resources to not have to work for this long, and I am barely making it and can't afford things now. I am alone in this.
4. Hopelessness. Scores of applications and letters to employers have gone unanswered for weeks and now months. What's the use?
5. Blaming myself and/or self-doubt. Why didn't I see the writing on the wall and find something while I still had a job? I guess I really am as stupid as these employers think I am.
6. Confusion. I am now out of my routine, so things don't fall into place like they once did. Am I getting dementia? Is this normal?
7. Anger. If my employer thought I was so great to give me a very good review several years in a row, why haven't they told me of other available jobs after this one ended? Shame on them!
8. Embarrassment. People may think I lost my job because I was a marginal or lazy employee. They don't know how hard I worked, and that the termination was due to issues not of my doing. They may see me as someone who deserved this.
9. Fear. What if I can't find a job in time before we lose our place to live?
10. Happiness. It can be a good thing to start over sometimes.
Have you ever felt like this woman? Please know that there is help. Check out our latest article on Women Deserve Better, "Find Help When You Can’t Find a Job":
https://www.womendeservebetter.com/find-help-when-

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Are you struggling to pay your rent or mortgage? A Are you struggling to pay your rent or mortgage? Are you worried about losing your home? Here is some information about what could happen if you can't pay all of your rent or mortgage, courtesy of Women Deserve Better Expert and legal aid attorney Susan Schoppa.

www.womendeservebetter.com/how-to-find-legal-help-for-evictions-and-foreclosures 

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