As a little girl growing up in California, I have fond memories of my 10th birthday, when my parents spread out snow (Halloween spider webs) and draped little pieces of “icicle” (I think they were “beads by the roll”) for friends to collect as part of a winter themed party. With just a few simple touches, our home was transformed into a winter wonderland in my eyes. We hope … [Read more...] about 5 Birthday Bash Ideas That Won’t Break the Bank
budgeting
Vacationing on a Budget
Even while on a budget, traveling with your family can be very possible and fun! All that is required is a little research and planning ahead. Consider visiting a small town (as opposed to a big city) or national, state, and regional parks as affordable travel destinations. Camping can also be an inexpensive yet fun travel idea. To reduce the price of camping/hiking gear, check … [Read more...] about Vacationing on a Budget
Celebrating on a Budget
You already know when birthdays, anniversaries, holidays, and other special dates are coming up, so plan and budget the celebrations in advance. Think about the important things: what are you celebrating? Where? Whom would you like to invite? What do you want to eat: snacks or a full meal? What activities or decorations will enhance the experience? Should there be gifts, and if … [Read more...] about Celebrating on a Budget
6 Budget-Friendly Ideas for Family Fun
Thought it was impossible to go out with the family without spending a fortune? Think again. Local zoos, aquariums, and museums often have hours with discounted rates or free admission. Additionally, young children can often get in for free. Memberships are a great option for families that frequent a place and often offer extra perks when it comes to parking, food, or … [Read more...] about 6 Budget-Friendly Ideas for Family Fun
How to Save Money with Hobbies
Many hobbies can actually save money while providing entertainment that can be shared with both friends and family. Cooking, needlework (knitting, cross-stitch embroidery, crocheting, sewing, etc.), carpentry and mechanics, and gardening are just a few examples of money-saving hobbies. Many of these require an investment to get started, such as ingredients for recipes, seeds … [Read more...] about How to Save Money with Hobbies
5 Tips for Planning and Budgeting for Meals
Nutrition is a hot topic that has everyone running to Pinterest and recipe books for cheap, easy, and kid-friendly recipes. Families with busy schedules often find themselves having to compromise healthy and inexpensive meals for a quick dinner so they have time to pick up a second shift at work or make those nightly basketball and soccer practices. While a quick stop at a fast … [Read more...] about 5 Tips for Planning and Budgeting for Meals
Money Management 101
Handling finances doesn’t require an MBA. There are basic skills that make you a savvy financial manager. This section contains a group of articles that cover money management topics everyone should know. Topic #1: Cash Flow – otherwise known as your BUDGET = Income vs. Expenses What is your income? Start with your take-home pay. If you get the same paycheck each period, … [Read more...] about Money Management 101
8 Tricks to Handling Debt
Using credit is a normal part of life. Financing a car or large household items, using student loans for your education, or taking out a mortgage to purchase a home are things people do every day. Good money management requires that you know when and how to use credit wisely. The article on “Your Credit Rating” can help you make the right decisions. But if you find yourself … [Read more...] about 8 Tricks to Handling Debt
